Hurt At Home: Work Injuries Sustained Working In Someone’s Home

The often informal nature of household employment makes it sound a little strange to apply workers’ compensation laws to the situation; if you’ve been working for a family for cash each week and you are injured while working, your first reaction might not be to turn to the legal system and start filling out forms. But, in some circumstances, you might be able to recover workers’ compensation benefits if you are a Minnesota household/domestic worker and you suffer an on-the-job injury. Under state law, a person employed as a domestic worker, repairer, groundskeeper, or maintenance worker at a private household …

Running on Empty: What to do if your Minnesota Employer Doesn’t Have Workers’ Compensation Insurance?

What to do if your Minnesota Employer Doesn’t Have Workers’ Compensation Insurance? Virtually all Minnesota employers are subject to a legal requirement that they carry workers’ compensation insurance. This requirement is not generally dependent on the size of the employer. It applies regardless of the number of employees a particular employer has. So what happens if, for example, you work for a small, family-run business with only a few employees, and recent discussion about another employer’s situation has led you to believe that your employer does not have any workers’ compensation insurance whatsoever; what should you do? First of all, …

Hurt While Volunteering? You May Be Eligible for Workers’ Compensation Benefits

Minnesota Volunteers Workers’ Compensation  Tennessee may take the title of the Volunteer State, but Minnesota is home the likes of individuals who have acquired the term, Minnesota Nice. These individuals oftentimes give their services and take on volunteer positions.  What happens if that nice, helpful volunteer work results in injury to the volunteer?  You might be surprised to learn that, in some cases, you can recover workers’ compensation benefits. Who is eligible? The reason that benefits may be available is that Minnesota workers’ compensation benefits are available to “employee.”  The word “employee,” in turn, is defined to include certain types of volunteers. While private …

Is a Heart Attack Considered a Work Injury in Minnesota?

Is a Heart Attack Considered a Work Injury in Minnesota? The idea that being stressed can cause a heart attack is widely held, especially by those with experiences of demanding jobs and/or bosses. What is even more widely-accepted is the idea that there are in fact jobs which can be highly stressful at times—it’s not hard to find people with personal experience of this! So, if you have a heart attack and you believe it was caused by stress you were experiencing at work, is that an on-the-job injury for which you can claim workers’ compensation? The answer is generally yes, …

How To Determine If Your Minnesota Injury Is Work Related

How To Determine If Your Injury Is Work Related In today’s news of “my day at work could have been worse”, be glad you’re not the Alabama logger who saw a snake on the road while riding in a logging truck at work. After the man jumped out and attempted to catch the snake, it bit him—and turned out to be poisonous! Unfortunately, because catching the snake was not part of his employment, the man’s injury was not compensable under the state’s workers’ compensation scheme. As in Alabama, Minnesota law requires that an injury happen in the course of employment …

Do You Work in a Hazardous Building? | SBS Sick Building Syndrome

  Do You Work in a Hazardous Building? | SBS Sick Building Syndrome Can buildings get sick in Minnesota? The answer to that question is… YES. Buildings can be ‘diagnosed’ with Sick Building Syndrome (SBS) which is the generic term for a variety of health issues that can be associated with a place of work.  The causes are problems with the building itself, often relating to air quality.  That can include poor ventilation resulting in irritation from indoor chemicals as well as adverse health effects from furniture outgassing and mold. Have You Become Ill as a Result of Sick Building Syndrome? …

Workers’ Compensation Benefits and Bankruptcy

Workers’ Compensation Benefits and Bankruptcy What happens to your Minnesota workers’ compensation benefits when you file for bankruptcy? Considering filing for bankruptcy but worried that you might lose your workers’ compensation benefits by doing so? Under both federal law and Minnesota law, these benefits are generally exempt from claims by creditors, and Minnesota law in particular has this situation well-covered. State law specifically provides that work comp claims are exempt from seizure or sale for the payment of any debts or liabilities. What that means as far as bankruptcy is that your workers’ compensation benefits can generally be “reclaimed” from …

Who Decides a Minnesota Workers’ Compensation Claim?

Who Decides a Minnesota Workers’ Compensation Claim? If you were injured on the job in Minnesota, you’ve probably been looking into making a workers’ compensation claim (smart move). Who will actually decide your claim? Do you have to go to court? Workers’ Compensation Judges In Minnesota, work’ comp claims are first decided by special judges who work for the Workers’ Compensation Division. The Workers’ Compensation Division is part of the Office of Administrative Hearings, which is an administrative office. That means that the courtroom you go to for a workers’ compensation claim is being run by a judge who specializes in …

Disability Values For Injuries To Fingers and Hands Under Minnesota’s Workers’ Compensation Act

Disability Values Under Minnesota’s system of workers’ compensation, permanent partial disability benefits are awarded based on a finding of what percentage of whole body impairment the worker has suffered. This percentage is based, in turn, on a schedule of various injuries which allocates different percentages to different injuries.  This is what is called the Table of Disability Values and includes information on Workers’ Compensation, Disability Benefits, and Permanent Partial Disability. While it might seem slightly cold and calculating to determine the correct amount of benefits based on a mathematical formula for what essentially amounts to “how injured are you?” the …

Minnesota Work Comp Penalty Awards – Are You Getting What You Deserve?

Minnesota Work Comp Penalty Awards – Are You Getting What You Deserve? Having an accident at work is bad enough, what with the injury itself, the medical bills and time off work. The last thing you need are delay tactics, unreasonable negotiations by your employer or an outright failure to pay your work comp claim after your award has been determined. The good news is that there is a silver lining if your employer (or your employer’s insurance company, but for brevity’s sake we’ll stick with “employer” throughout this post) engages in such behavior: you may be able to recover …